If your roof needs repairs or a complete renovation, you should consider hiring a professional roofing contractor to help you protect one of the most important components of your home. When choosing a new roofing contractor such as Neal Strickland Roofing Inc., it is important that you find a company that is licensed and insured. You may have heard this advice before from other homeowners and it can be very helpful when it comes to ensuring that you will receive quality results once the job is over. But why is it so important that you find a licensed and insured contractor for your roof?
The Reason You Need to Hire a Licensed and Insured Contractor
Most U.S. states require roofing contractors to show proof of insurance as part of the process of obtaining a trade license. There are typically two types of contractor insurance, liability and worker’s compensation. When you are searching for licensed and insured roofing contractors, you should make sure they have both of these two types of insurance.
What Is Liability Insurance?
Liability will cover property damage and injuries that were caused by the roofing contractor’s activities. It will usually not pay for the cost of repairing or replacing poor work. That is the purpose of hiring a bonded contractor.
What Is Worker’s Compensation?
Worker’s compensation offers payments to workers who are injured no matter who was the cause of the accident. This insurance helps to pay for lost wages and medical services. It can also provide benefits to the contractor’s family in the event of his or her death. If the owner is the sole employee of the company, worker’s compensation coverage may or may not be required, depending on what state you are in.
When it is time to interview potential companies for your roofing job, you should consider licensed and insured roofing contractors in your area that also offer competitive rates and have many years of experience in the roofing industry. You can also follow them on Twitter for more information.